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Saving at the Pump: The Financial Perks of Using a Sunoco Rewards Credit Card

Posted on 10/16/2024


sunoco rewards pay at pump

Recurring discounts with minimal effort.

With the average American spending around 2.57% of their monthly income on gas, most consumers are keen to find savings wherever possible. The Sunoco Rewards Credit Card is one of the best ways to gain everyday savings, have flexible payment options, and get serious discounts. Sounds too good to be true? It’s not—keep reading below. 

Sunoco Rewards Credit Card Benefits 

As a benefits card, the Sunoco Rewards Credit Card gives cardholders immediate discounts on any fuel bought at a Sunoco gas station. For every gallon of gas purchased, the consumer earns an everyday discount. 

A 25-cents per gallon* discount is applied to every cardholder fuel purchase at Sunoco during the first 60 days after opening an account, no questions asked. After the promotional period ends, cardholders receive a discount of 5-cents per gallon*, which adds up to significant savings for the average consumer who uses around 489 gallons per year

Additionally,  cardholders can save even more by using the Sunoco Go Rewards App to purchase fuel, saving them an additional 3-cents per gallon**. (Note that this is limited to participating locations and 30 gallons per transaction.) 

The Sunoco Rewards Credit Card discount and the Sunoco Go Rewards App discount stack on top of each other, meaning anyone with a Sunoco Rewards Credit Card can save 28 cents per gallon*,** during the first 60 days of opening their account and 8 cents per gallon*,** thereafter.  

Why Sunoco? 

We have a large footprint! Sunoco is the largest independent fuel distributor in the U.S., with more than 5,300 Sunoco stations. 

Our discount benefits stack, giving you maximum savings. As a reminder, the Sunoco Rewards Credit Card provides a lot of perks in addition to saving money, including flexible payment options, $0 liability on fraudulent charges, and additional gas cards for your family to maximize savings. The Sunoco Go Rewards App can be used in conjunction as a payment platform at the pump (at mobile-pay-enabled locations, which can be identified using the app). 

The Sunoco Rewards Credit Card has no annual fee***.  

Why go elsewhere?  

For those who are unsure whether a Sunoco Rewards Credit Card is right for them, it helps to compare the card with alternative payment methods. 

Consumers may get no immediate savings or rewards when paying for gas with a debit card or cash, meaning they’re effectively paying more for the same product. 

Rewards credit cards may offer cashback percentages on certain purchases instead of immediate discounts on gas payments. This option is versatile but tends to offer a lower rewards rate for gas purchases than the Sunoco Rewards Credit Card. Consumers should also consider factors such as flexibility, acceptance, and APR. 

Save with Sunoco 

The Sunoco Rewards Credit Card is designed for those who value both savings and convenience at the pump. While savings may vary based on your fuel consumption patterns and market conditions, our program aims to provide consistent value to our cardholders. 

Fuel your savings and your journey with the Sunoco Rewards Credit Card.  


*Subject to credit approval. 25¢ per gallon offer applies for 60 days after your account open date. After 60 days, 5¢ per gallon offer applies. The 25¢/gal discount is comprised of the 5¢/gal ongoing savings received as a reduced fuel price at the point of sale plus a 20¢/gal bonus discount applied as a statement credit. Bonus discount will be paid as a statement credit when qualifying fuel purchases are made within the first 30 days. May take 1-2 billing cycles for statement credit to appear for a qualifying fuel purchase. Offer valid at participating Sunoco Stations. In the event discounts at the point of sale are unavailable for any reason, you will receive the earned discounts as a statement credit within 1 to 2 billing cycles. Qualifying in-store purchases exclude lottery tickets and gift cards. For full Sunoco Rewards Credit Card Terms and Conditions, visit SunocoRewards.com/Terms and Sunoco.com/go-rewards-terms.

**Receive 3¢ off per gallon at participating Sunoco Go Rewards® locations. Must download, register within, and link an approved payment method to the Sunoco Go Rewards® mobile app (the “Mobile App”). Savings are redeemed only by payment through the Mobile App. Savings are limited to 30 gallons per transaction. View full terms and conditions here.

***As of 9/24/24, Purchase APR: variable 33.74%; Cash Advance APR: variable 33.74%. Minimum interest charge: $2. Transaction fee for cash advances: Either $10 or 5% of the amount of each cash advance, whichever is greater.